Mortgage Programs

Shopping for a mortgage? We'll be glad to answer your questions about your mortgage needs! Call us at (303) 931-3239. Ready to begin? Apply Here.

Home Loan Mortgage offers a wide array of programs. Here is a brief list of what we offer:

Conventional, Conforming Loans
- Fixed Rate (FRM) and Adjustable Rate Mortgages (ARM)
- Custom Terms (don't start over, choose the number of years you want your loan to be!)
- HomeStyle Renovation Financing
- Modular and Manufactured homes
- Long term locks (up to 180 days)
- Second homes and Investment properties
- First-time home buyers
- Down Payment Protection Plan
- Down Payment Assistance Programs
- Home Ready and Home Possible Financing (expanded Conventional financing with lower or no monthly mortgage insurance)
- MI Buster - no Mortgage Insurance on loans with 10.01% down
High Balance Conforming loans (conforming loan amounts above the national amount - County Specific)
- Fixed Rate Mortgages and Adjustable Rate Mortgages
FHA Loans - 3.50% down
- Fixed Rate Mortgages and Adjustable Rate Mortgages
- 1.50% Down FHA Loan - Credit Score down to 580 (2% Grant)
- Chenoa Down Payment Assistance Program (0% down)
- FHA One-Time Close (1x Construction-to-Perm loans)
- FHA Streamline loans (with or without appraisals)
- Down Payment Protection
- 203k FHA Construction Loans
- Modular and Manufactured homes
- Long term locks (up to 180 days)
- First-time home buyers
- Down Payment Assistance Programs
- High Balance Conforming loans (conforming loans above the national limit - County Specific)
VA Loans - 0% down
- Fixed Rate Mortgages and Adjustable Rate Mortgages
- Cash-out to 100%
- VA One-Time Close (1x Construction-to-Perm loans)
- VA IRRRL's (streamlines without appraisals)
- Modular and Manufactured homes
- Long term locks (up to 180 days)
- First-time home buyers
- Down Payment Assistance Programs
- High Balance Conforming loans (conforming loans above the national limit - County Specific)
USDA Loans - 0% down
- 30-Year Fixed Rate Mortgages
- USDA Streamlines
- First-time home buyers
Jumbo Loans ($1 over the Conforming Loan Limit)
- Fixed Rate Mortgages and Adjustable Rate Mortgages
- 10% down Jumbo loans
Reverse Mortgages (HECM Loans)
- HECM Standard
- HECM Saver
Other Niches
- Non-Warrantable Condos
- Alt-A Financing
- Interest only loans
- Agricultural Property Loans
- Private Money
- Home Renovation Loans
Second Mortgages
- Home Equity Lines of Credit (HELOC)
- Fixed Rate Seconds

And many more! Please contact us for more information.

Have questions about mortgage loans? Call us at (303) 931-3239 or e-mail us at t@homeloanmortgageco.com. We answer questions about different types of loans every day.