Buy Before You Sell

Buy Before You Sell lets qualified homeowners purchase their next home before their current one sells, so you’re not stuck trying to time two closings perfectly or make a contingent offer.

Depending on your financial profile, this can work one of two ways: a 0% interest bridge loan that unlocks equity from your current home (up to 90% of its value in most areas) to use toward your new purchase, or - if you have the cash on hand - a program that removes your old mortgage payment from your debt-to-income ratio without needing a bridge loan at all.

Your current home’s sale timeline isn’t locked to a hard deadline. If it doesn’t sell within the expected window, a backup purchase option protects your equity and keeps your listing in place.

This is a specialty program with its own eligibility requirements based on your home’s value and your financial situation - let’s talk through whether it makes sense for your move.