Terms of Use

1. Acceptance of Terms

By accessing or using the Home Loan Mortgage website (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Site.

2. Informational Purposes Only

The content on this Site, including rate information, loan program descriptions, and calculator results, is provided for general informational purposes only. It does not constitute a loan offer, a commitment to lend, financial advice, or legal advice. Rates, terms, and program availability change frequently and are subject to change without notice. Any figures produced by calculators on this Site are estimates only and may not reflect your actual loan terms.

3. No Guarantee of Approval

Nothing on this Site should be interpreted as a guarantee of loan approval, a specific interest rate, or specific loan terms. All loans are subject to credit approval, underwriting review, and applicable program guidelines.

4. Use of the Site

You agree not to:

• Use this Site for any unlawful purpose or in violation of any applicable law
• Attempt to gain unauthorized access to any part of this Site or its systems
• Interfere with or disrupt the operation of this Site
• Submit false or misleading information through any form on this Site

5. Intellectual Property

All content on this Site, including text, graphics, logos, and design, is the property of Home Loan Mortgage or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.

6. Third-Party Links and Services

This Site may contain links to third-party websites or make use of third-party services (such as our loan application portal, review widgets, or chat tools). We do not control and are not responsible for the content, accuracy, or practices of any third-party sites or services.

7. Disclaimer of Warranties

This Site is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Home Loan Mortgage shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of this Site.

9. Changes to These Terms

We may update these Terms of Use from time to time. Continued use of this Site after changes are posted constitutes your acceptance of the revised terms.

10. Governing Law

These Terms of Use are governed by the laws of the State of Colorado, without regard to its conflict of law principles.

11. Contact Us

If you have questions about these Terms of Use, contact us at 303-931-3239 or t@homeloanmortgageco.com.