Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) lets you borrow against the equity you’ve built in your home, similar to how a credit card works - you draw what you need, when you need it, up to your approved limit.

HELOCs can come with either a fixed or variable rate, depending on the program and lender. This flexibility makes them a popular choice for ongoing expenses like home renovations, or as a financial cushion for unpredictable costs.

We’ll walk you through the rate options available so you can choose what makes the most sense for how you plan to use the funds.