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Rural & suburban areas
USDA
Backed by the USDA for eligible rural and suburban properties. No down payment required.
A USDA loan is backed by the U.S. Department of Agriculture and designed to help buyers purchase homes in eligible rural and suburban areas. Many parts of Colorado outside dense city centers qualify.
USDA loans typically require no down payment at all, making homeownership more accessible for buyers who meet the location and income eligibility requirements.
Ready to see if USDA is the right fit for you?