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Estimated Home Affordability Calculator

Get an estimate of how much home you may be able to afford based on your income, debts, and down payment. This is an estimate only - actual qualification depends on full underwriting review.

Annual household incomeMonthly debt payments (car, credit cards, student loans, etc.)Current mortgage payment (full payment including HOA)I will keep this mortgage payment after closing on my new loan (e.g. second home, investment property, or not selling my current home)Down paymentLoan term (years)Interest rate (%)Annual property taxAnnual home insurance

Estimated home price you could afford

$427,617

Estimated loan amount$387,617

Max monthly housing payment$2,875

Principal & interest$2,450

Property tax$300

Home insurance$125

Mortgage Insurance*TBD

*Loans with less than 20% down typically require mortgage insurance. The cost depends on your financial profile and isn't included in the total above.

This is an estimate only. You may qualify for more or less than shown here depending on your full financial profile. This is not a commitment to lend.

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