The Home Loan Mortgage Blog

Hello! I hope you had a great week!

 

This past week in the U.S. economy showed inflation cooling a bit but still staying above the Fed’s comfort level, while other data came in steady with no big surprises. Mortgage rates remain at their lowest levels since early 2023, though they did tick up slightly from last week as markets reacted to inflation news and bond market moves. Traders are still keeping a close eye on inflation and Fed signals since they play a big role in where mortgage costs head next.

 

Next week starts with markets closed on Monday for the Dr. Martin Luther King Jr. holiday. The rest of the week is pretty quiet, with only a few reports that could impact mortgage rates. The most important one is the Fed’s preferred inflation report, which matters more to bonds and mortgage rates than any other report or the lone Treasury auction scheduled for the week.

 

Please feel free to contact me if I can provide guidance or assistance to you or someone you know!

 

For a detailed list of programs we offer, please visit: www.homeloanmortgageco.com/mortgageprograms

 

Regulated by the Colorado Division of Real Estate

www.nmlsconsumeraccess.org
Posted by T. Fanning on January 16th, 2026 2:53 PM

Hello! Hope you’re having a great week and staying warm!

 

This week in the U.S. economy ended with some major developments: today’s jobs report showed that job growth slowed more than expected in December while unemployment ticked down a bit, and the president also announced a plan to have the government buy $200 billion in mortgage bonds to try to make housing more affordable and lower interest rates. Those headlines, plus mixed data earlier in the week, left markets and policymakers debating how strong the economy really is going into next week’s big reports.

 

Next week is busy, with several important economic reports coming out, including two key inflation updates and a closely watched look at consumer spending. There will also be long-term Treasury auctions and lots of Fed speeches that could move the markets. Monday is light on data, but a major Treasury auction takes place in the afternoon and could still have an impact.

 

Please feel free to contact me if I can provide guidance or assistance to you or someone you know!

 

For a detailed list of programs we offer, please visit: www.homeloanmortgageco.com/mortgageprograms

 

Regulated by the Colorado Division of Real Estate

www.nmlsconsumeraccess.org

Posted by T. Fanning on January 9th, 2026 4:05 PM

Happy 2026! I hope you had a great and safe New Years!

 

This past week in the U.S. economy saw a few big themes: the housing market showed some breathing room as mortgage interest rates eased to one of their lowest points of the year. At the same time, people are still feeling the pinch from inflation and higher costs, and there’s been a rise in company bankruptcies that highlights ongoing economic stress for some sectors. Overall, there’s cautious optimism mixed with concern about affordability and how the broader economy will hold up.

 

Next week’s U.S. economic news will focus on jobs and inflation data, along with reports on manufacturing activity and trade that give a snapshot of how the economy is performing overall. There’s also a steady stream of regular updates on construction, sales, and inventories that will paint a fuller picture of business activity and consumer demand in the early part of the year.

 

Please feel free to contact me if I can provide guidance or assistance to you or someone you know!

 

For a detailed list of programs we offer, please visit: www.homeloanmortgageco.com/mortgageprograms

 

Regulated by the Colorado Division of Real Estate

www.nmlsconsumeraccess.org
Posted by T. Fanning on January 2nd, 2026 7:38 AM

Hey, I hope you had a great Christmas!

 

This week’s economic news was mixed. New GDP data showed the U.S. economy grew faster than expected, helped by strong spending and exports, but consumers are feeling less confident as worries about prices and jobs linger. The job market remains soft despite a small dip in unemployment claims, and while stocks stayed strong and near record highs, investors are still watching inflation and the Fed closely.

 

Next week is another short holiday week, and there’s not much new for the markets to react to. The main things to watch are the Fed meeting minutes on Tuesday afternoon and weekly jobless claims on Wednesday morning. Bonds will close early on Wednesday, while stocks will trade a full day.

 

Please feel free to contact me if I can provide guidance or assistance to you or someone you know!

 

For a detailed list of programs we offer, please visit: www.homeloanmortgageco.com/mortgageprograms

 

Regulated by the Colorado Division of Real Estate

www.nmlsconsumeraccess.org
Posted by T. Fanning on December 26th, 2025 1:29 PM

Next Hello Everyone!

 

Just a quick note to say thank you for a great year! I sincerely appreciate everything! ?

 

Wishing you a Merry Christmas ???? and happy holidays ??? Hope the season brings good vibes, cozy moments ?, and time with the people who matter most ??

 

Warm holiday wishes,

 

T.

Posted by T. Fanning on December 24th, 2025 1:53 PM

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